Out-of-pocket consumer spending is on the rise: 4 key trends

Adult consumers with employer-sponsored insurance paid more than 15 percent of their medical bills out-of-pocket in 2013, amounting to approximately $700 a year, according to a new data brief by the Health Care Cost Institute.

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Here are four key findings from the report:

1. Consumer out-of-pocket spending for common health care procedures can vary from $10 to nearly $1,000 depending on the procedure.

2. In 2013, on average, consumer payments for a new physician visit varied by $19 nationally — it was as little as $10 in Arizona and as much as $35 in Wisconsin.

3. However, variations were much higher for surgical procedures. Prices varied for the following procedures by the amount listed:

•    Colonoscopy — $130
•    Cataract removal — $444
•    Non-contrast MRI – hip/knee/ankle — $342
•    Obstetrical ultrasound — $72

4. There is a clear trend of rising out-of-pocket spending on healthcare.

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