SmartHealth PayCard is disrupting the traditional healthcare funding paradigm and delivering new value to providers

Nobody in healthcare expected 2020 to turn out the way it has for providers or their patients thanks to COVID-19.

Eight months since the outset, the impacts of the global pandemic are now all too familiar for providers. Whether fearful of the virus or strapped for cash because they were among the estimated 14 million without health insurance as a result of a job loss, Americans have skipped routine checkups, elective procedures, colonoscopies, mammograms and other crucial care. As a result, patient volumes and revenues have fallen in almost every healthcare setting. U.S. hospitals alone are expected to lose more than $320 billion this year, according to a report from the American Hospital Association.

While fears about being in a healthcare environment and catching the Coronavirus aren’t easily overcome, cost should never prevent anyone from getting the care they need. SmartHealth PayCard helps both consumers and their providers during uniquely challenging times like these.

SmartHealth PayCard was launched in 2019 with a Mastercard designed specifically for healthcare expenses. Following an application and approval process that takes just minutes, consumers can immediately access, and pay for services with, a revolving line of credit of up to $30,000.

The credit card, which has an APR that never goes above 18 percent, is also bundled with an array of other medical benefits, including SmartHealthRx, a prescription program that offers savings of up to 85 percent at no additional cost to the cardholder.

Cardholders also receive $5,000 toward accident medical expenses, including $500 each for primary and assistant outpatient surgeons, as well as $500 toward daily room and board, $500 for ER treatment, $500 toward outpatient surgery facility fees and $500 for ambulance (ground or air). The benefits also include $5,000 in accidental death insurance.

Jeff Blankinship, co-founder of SmartHealth PayCard, said the card and its extra medical benefits provide an indispensable financial safety net for healthcare expenses at a crucial time, making it the second most important card in any wallet.

“Healthcare costs are a source of substantial financial strain for consumers, contributing to two-thirds of consumer bankruptcies. The pandemic has exacerbated that strain for both patients and their providers, which I understand first-hand,” said Blankinship, who also owns an ASC in Corona, Calif. “SmartHealth PayCard empowers consumers to take better control of their healthcare choices while enabling providers to collect payment in full when services are rendered -- with no added fees. For providers, this improves cash flow while reducing administrative costs associated with both billing and collections and reliance on term lending solutions that charge a 10-15 percent commission – and lets them focus on patient relationships and outcomes.”

Today, more than 750 providers, employers and insurance brokers are referring their patients, employees and customers to SmartHealth PayCard. If you are interested in joining the growing network of practices, clinics and hospitals offering SmartHealth PayCard as a payment solution, you can learn more by visiting or calling 833.PAY.SMART.


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