Here are five key findings from the report:
1. The EMV Chip and PIN liability shift will not stop payment breaches.
2. Big healthcare hacks will make the headlines but small breaches will cause the most damage.
3. Cyber conflicts between countries will leave consumers and businesses as collateral damage.
4. The 2016 U.S. presidential candidates and campaigns will be attractive hacking targets.
5. Hacktivism will make a comeback.
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