Health insurance costs increase 5% — 4 insights

In the last 12 months ending in January 2016, health insurance costs increased 4.8 percent, according to the U.S.  Department of Labor.

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Here are four insights:

1. Many payers have drastically increased premiums — Blue Cross Blue Shield of Tennessee increased premiums by 36 percent last year.

2. The weighted percentage change in the cost of the ACA’s silver plans is 3.6 percent.

3. The Congressional Budget Office expects premiums on employee-based coverage to rise 5 percent each year over the next 10 years.

4. CBO attributes the rising health insurance costs to competition among insurers as well as hospitals and physicians.

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