Charlottesville Free Clinic helps insured patients with high costs — 4 things to know

The Charlottesville (Va.) Free Clinic offers support to patients who have insurance but are struggling with high costs and deductibles, according to Kaiser Health News.

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Here are four things to know:

1. The clinic, which limits services to lower-income people, provides medical, pharmacy, mental health and dental services through a combination of staff and volunteer medical professionals.

2. The clinic has expanded its target population of serving the uninsured to include the underinsured, that is, people who have coverage but whose premium and deductible represents 10 percent or more of their income.

3. Of the 1,300 people who visited the Charlottesville Free Clinic in the past year, roughly 15 percent have enrolled in insurance through the marketplace.

4. A study by the Commonwealth Fund found that 23 percent of adults younger than 65 who had coverage all year in 2014 were underinsured.

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