CDHPs grew at a rate of 18.1 percent this past year, which is about half the rate they grew in 2009. Interestingly, the average cost increase for all CDHPs was 7.3 percent, slightly lower than that of the average increase of all plan types, which increased 8.0 percent this year.
The survey also found that employers often offset the higher out-of-pocket costs of CDHPs by offering employees a health reimbursement arrangement or a health savings account and contributing funds. The survey found the average employer contribution to an HRA was $1,481 (up from $1,310 in 2009) for a single employee and $2,857 for a family (up from $2,502 in 2009).
Most enrolled employees (65.7 percent) remain part of PPO plans. Approximately 12 percent are enrolled in CDHPs, and roughly 15 percent are part of HMOs.
Read the UBA release on CDHPs.
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