Women Still Paying More for Health Insurance

Women pay more than men for the same health insurance coverage, according to new data from online brokers and a New York Times report.

Discrepancies in insurance payments between the sexes persist in most states, despite a healthcare reform provision that will prohibit "gender rating" starting in 2014. For example, a 30-year-old woman in Chicago would pay $375 a month for a popular Blue Cross Blue Shield plan — 31 percent more than the price a man would pay for the same coverage.

In a report to be issued this week, the National Women's Law Center says that 90 percent of the best-selling health plans in states that have not banned gender rating charge women more than men. Insurers have said they charge women more than men because claims show that women ages 19 to 55 use more healthcare services. They are more likely to suffer from chronic illnesses, get regular physician check-ups and purchase prescription drugs, according to the report.

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