Here are five highlights:
1. The $720 million loss is almost $300 million more than estimates UnitedHealth made a few months ago.
2. UnitedHealth’s fourth quarter profit fell 19 percent to $1.22 billion.
3. However, UnitedHealth’s full year profit reached $5.81 billion, a 3.5 percent increase from 2014.
4. In November 2015, UnitedHealth predicted a net loss of $425 million on its ACA policies.
5. UnitedHealth said its huge ACA losses were due to sicker-than-average consumers enrolling in its health plans and many people signing up for insurance after the open-enrollment window.
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