Here are five notes:
1. More than half of HealthCare.gov’s health plans have a deductible of $3,000 or more.
2. In Miami, the median deductible is $5,000.
3. However, the markets differ with some plans having no deductibles.
4. The median deductible for HealthCare.gov plans is $2,000.
5. Next year, people without health insurance may have to pay a penalty of $695, or about 2.5 percent of their household income, depending on which is greater.
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