Here are three things to know about U.S. health insurers following the PPACA rollout:
• Outlook for insurers changed from negative to stable, which “reflects the insurers’ ability to adapt to healthcare reform,” said Stephen Zaharuk, a Moody’s senior vice president.
• The change to a stable outlook also reflects lower utilization of medical services. Additionally, insurers achieved promising growth in Medicare Advantage enrollment of more than 9 percent in 2014.
• However, challenges remain, including ongoing legal and political uncertainties. For example, if the Supreme Court rules against the PPACA’s federal subsidies provision, insurers will need to be prepared to shift strategies.
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