Consumer-Directed US Health Insurance Gains Traction
Fifty-nine percent of major employers have an account-based health plan option in plan, an increase from 53 percent last year, according to a survey by Towers Watson and the National Business Group on Health and a report in Reuters.
The survey, which queried companies with 1,000 or more employees across a range of industries, found an increasing popularity of account-based health insurance plans, which offer lower premiums in exchange for high deductibles.
Employee enrollment in ABHPs has spiked at companies offering them a choice. This year, 27 percent of eligible employees are enrolled, a 35 percent increase from 2011.
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