Allowing people to keep their old plans in 2014 could mean fewer low-risk, healthy individuals will purchase coverage through the health insurance exchanges, according to HHS. However, insurers may have set premiums based on a risk pool that factored in those healthier people, under the assumption the old plans would be canceled next year. That could mean an increase in claims costs and unanticipated losses for those insurance companies.
Read the full article on Becker’s Hospital Review.
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