Up, up and away — 5 thoughts on rising healthcare costs for employees

Increasing health insurance costs are taking funds out of Americans' retirement savings, based on a new survey by LIMRA, according to MarketWatch.

Here are five thoughts:

1. Average premiums for employer-sponsored health insurance increased 4 percent this year. On average, a single coverage annual premium totals $6,251, with an employee paying $1,071.

2. Deductibles soared 44 percent from $917 in 2010 to $1,318 this year, according to the Kaiser Family Foundation.

3. Six in 10 employees surveyed reported health insurance costs impacted their retirement savings plans.

4. Those planning to invest in health savings accounts must pay a $1,300 deductible for an individual plan to be eligible.

5. The 2015 Employee Financial Wellness Survey by PwC found a mere 16 percent of people contributing to health savings account plans expect to use those funds for future healthcare costs in retirement.

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