Minnesota subcommittee advocates a state-run health insurance exchange — 5 observations

On Jan. 11, a Minnesota subcommittee advised the state to use a state-run health insurance exchanged like MNsure, rather than HealthCare.gov, according to Star Tribune.

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Here are five observations:

1. The subcommittee claims HealthCare.gov would be costly and would not work with the MinnesotaCare insurance program.

2. If the state moves to the national exchange, the 11-person subcommittee said the state would lose control over its network of health insurance navigators that helps residents enroll in coverage.

3. The Health Care Financing Task Force will take up the subcommittee’s recommendations on Jan. 15, and the task force will then decide which changes in Minnesota’s insurance marketplace will get proposed to the Legislature in 2016.

4. Last year, Minnesota opted to launch their own exchange, MNsure, which served as an option for people who purchased private insurance on their own outside of employer groups. Despite improvements, MNsure has not reached initial projections for enrollment.

5. MNsure recommendations are a part of a larger set of recommendations the subcommittee adopted on a 7-3 vote.

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