Here are five facts:
1. Insurers are aiming to increase premium rates on public exchanges by 20 to 40 percent.
2. A family of four will spend more than $24,600 on healthcare this year.
3. More than 60 percent of consumers stated they are sometimes confused by their out-of-pocket costs.
4. If consumers can find a balance between affordability and risk, they can better evaluate their need for medical care.
5. Consumers should seek a plan through an employer with the lowest deductible, especially if the premium is low.
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