Will Failed Expectations Lead to Litigation Post PPACA?

More than 8 million people have purchased health insurance plans through state-based and federally facilitated exchanges, and with only one in 10 people in the U.S. having a proficient level of health literacy, many of the individuals who have purchased plans have little to no understanding of the terms in their policy.

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Just weeks before open enrollment for state and federal exchanges began last year, 42 percent of Americans were unable to explain a deductible and 62 percent did not know a HMO plan had greater restrictions than a PPO, according to a study by researchers at the University of Southern California’s SchaefferCenter for Health Policy & Economics in Los Angeles. Researchers also found low-income and uninsured Americans — those most likely to benefit from the Patient Protection and Affordable Care Act — had the least awareness of health reform.

Read the full report on Becker’s Hospital Review.

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