High deductible health plans
- 17.3 percent of persons 65 and under with private coverage are enrolled in a HDHP (defined as a private health plan with a deductible of $1,100 or more for self-only coverage or $2,200 or more for family coverage).
- Persons who purchased private coverage directly are significantly more likely to enroll in a HDHP than those enrolled through employers.
- Enrollment in HDHPs did not vary by income.
- Enrollment in HDHPs increases with education level.
Consumer-directed health plans
-
4.5 percent of those under 65 with private coverage are enrolled in a CDHP (defined as a HDHP with health savings account).
-
Enrollment in CDHPs increases with higher income.
-
Enrollment in CDHPs increases with education level.
Flexible spending accounts
-
14.8 percent of persons 65 and under with private coverage have an FSA for their family.
-
Enrollment in FSAs increases with higher income.
-
Enrollment in FSAs increases with education level.
Source: Consumer-Directed Healthcare for Persons Under 65 Years of Age with Private Health Insurance: United States, 2007.
At the Becker's 23rd Annual Spine, Orthopedic and Pain Management-Driven ASC + The Future of Spine Conference, taking place June 11-13 in Chicago, spine surgeons, orthopedic leaders and ASC executives will come together to explore minimally invasive techniques, ASC growth strategies and innovations shaping the future of outpatient spine care. Apply for complimentary registration now.
