Will Failed Expectations Lead to Litigation Post PPACA?
More than 8 million people have purchased health insurance plans through state-based and federally facilitated exchanges, and with only one in 10 people in the U.S. having a proficient level of health literacy, many of the individuals who have purchased plans have little to no understanding of the terms in their policy.
Just weeks before open enrollment for state and federal exchanges began last year, 42 percent of Americans were unable to explain a deductible and 62 percent did not know a HMO plan had greater restrictions than a PPO, according to a study by researchers at the University of Southern California's SchaefferCenter for Health Policy & Economics in Los Angeles. Researchers also found low-income and uninsured Americans — those most likely to benefit from the Patient Protection and Affordable Care Act — had the least awareness of health reform.
Read the full report on Becker's Hospital Review.
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