In the last year, health insurance premiums have increased 4 percent to $6,251 for individual workers and $17,545 for their families, according to The Motley Fool.
Here are five takeaways:
1. Although 4 percent may not seem like a substantial increase, wages have only increased 1.9 percent in the last year.
2. Eighty-one percent of employees are enrolled in health insurance plans that have out-of-pocket deductibles. The average annual deductible employee pay has risen from $917 in 2010 to $1,318 in 2015.
3. Employees pay an average copay of $24 for primary care visits and $37 for specialty care visits.
4. For hospitalization or outpatient surgeries, an employee pays an average of 19 percent in coinsurance.
5. Drug prices are also spiking — new FDA-approved cholesterol-lowering drugs cost more than $14,000 each year.
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