Despite Republican legislators having their own opinions on an ACA replacement plan, the party remains unified around implementing health savings accounts, The Hill reports.
Here's what you should know:
1. Republicans say these accounts allow patients to maintain control over their medical expenses while achieving cost savings for the healthcare system. Sen. Rand Paul (R-Ky.) told The Hill, "What do you do when you use your own money? You call up doctors and ask the price. ... If you create a real marketplace, you drive prices down."
2. Sen. Ryan's replacement plan would forgo the requirement tying HSA to high-deductible health plans. It would also increase the amount of money patients can add to their HSA on an annual basis and would allow people to pay for their deductible and premiums with their HSA.
3. The Hill reports every ACA replacement plan features some provision expanding HSAs in some capacity.
4. Those opposing HSAs say they would fail to benefit low-income Americans who do not have sufficient capital to save and allot money to HSAs. Linda Blumberg, a senior fellow at Washington, D.C.-based Urban Institute, told The Hill getting rid of various HSA restrictions would benefit healthy Americans.